Thomas Sabo Glam & Soul Rose Gold Plated Ornate Ring

Product Code: TR1988-415-12

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Add 1 Year Insurance ( £7.40 (ex. VAT) (ex. VAT) ) (More Info)

1 Year Insurance

Product Summary

All products arrive with an official manufacturer's warranty, this insurance option is added protection against accidental loss, damage or theft.

This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.

The insurance is administered by T H March & Co. Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). This may be checked on the Financial Services Register on the FCA’s website.

In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.

It is important you read the certificate as this details the terms, conditions and any restrictions in cover.

WHAT DOES THIS INSURANCE COVER?

The insurance covers you against accidental loss, damage or theft. Items are covered Nation wide and up to 30 consecutive days abroad each year the insurance runs, in the event you wish to make a claim and the claim is accepted, you won't have to pay any excess fees.

WHAT IS NOT COVERED UNDER THIS INSURANCE

Any insured person who is not a UK resident, loss from baggage unless being carried by the insured person, any items stolen from an unattended vehicle, any loss from wear and tear, gradual deterioration, mechanical or electrical breakdown or cleaning and renovation.

Insurance is only available for watches with an individual value not exceeding £1,500, or jewellery item up to £5,000 in value. The maximum combined total of T H March Insurance certificates held at your home address cannot exceed £10,000 in total.

For full Terms & Conditions please read the T.H March terms and conditions below.

RETURNING AN ORDER WITH INSURANCE POLICY APPLIED

If you select an insurance option when placing your order, and decide you don't want the item, you must send back the item within 14 days of purchase so we are able to cancel your Insurance policy; please read our Returns & Exchange policy.

Terms & Conditions

March Guard the Jewellery insurance effected through T H March & Co Limited, 10/12 Ely Place, London, EC1N 6RY. This insurance is only available in connection with the purchase of the items to be insured.

This is to certify that this insurance is underwritten by certain Underwriters at Lloyd’s and led by S.A. Meacock and Others, Syndicate 727, in accordance with the authorisation granted to the undersigned under contract number UMRB0600A1612823 or any subsequent updating contract. The Underwriters’ obligations under this insurance are several and not joint and are limited solely to the extent of their individual subscriptions. Each subscribing Underwriter is not responsible for the subscription of any co-subscribing Underwriter who for any reason does not satisfy all or part of their obligations.

COVER PROVIDED

In consideration of payment of the premium stated on the attached purchase receipt the Underwriters agree subject to the terms and conditions of this insurance to REPAIR if accidentally damaged during the period of insurance, or REPLACE if lost, stolen or damaged beyond repair during the period of insurance, the items described on the attached purchase receipt, whilst anywhere within the Geographical Limits stated below.

This policy does not entitle the Assured to a cash settlement in the event of a claim.

PERIOD OF INSURANCE

As shown on the purchase receipt.

THE ASSURED

The Purchaser or Owner whose name and address is shown on the purchase receipt.

COOLING OFF

This insurance may be cancelled within fourteen (14) days of inception of cover provided the certificate of insurance and purchase receipt are returned to the issuing Jeweller within this period and no claim has been made.

This insurance is NOT renewable.
Cover beyond the period of this insurance may be arranged through T H March & Co Limited or via www.thmarch.co.uk

COMPLAINTS PROCEDURE

If you wish to make a complaint you can do so at any time by referring the matter to either: The Customer Services Department,
T H March & Co Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS.

Tel: 01822 855555     Fax: 01822 855566     E-mail: customerservices@thmarch.co.uk

Or the complaints team at Lloyd’s: Complaints Lloyd’s, 1 Lime Street, London, EC3M 7HA.

Tel: 020 7327 5693     Fax: 020 7327 5225     E-mail: complaints@lloyds.com     Website: www.lloyds.com/complaints

Details of Lloyd’s complaints procedures are set out in a leaflet “Your Complaint - How We Can Help” available at www.lloyds.com/complaints and are also available from the above address. If you remain dissatisfied after Lloyd’s has considered your complaint, you may have the right to refer your complaint to the Financial Ombudsman Service (FOS). The contact details for the FOS are: The Financial Ombudsman Service, Exchange Tower, London E14 9SR. Tel: 0800 023 4567 (calls to this number are free from “fixed lines” in the UK) or 0300 123 9123 (calls to this number are charged at the same rate as 01 and 02 numbers on mobile phone tariffs in the UK). Email: complaint.info@financial-ombudsman.org.uk

OUR REGULATOR

T H March & Co Limited is authorised and regulated by the Financial Conduct Authority.
Underwriters at Lloyd’s are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Further details can be found on the Financial Services Register at www.fca.org.uk/register

FINANCIAL SERVICES COMPENSATION SCHEME

Underwriters at Lloyd’s are members of the Financial Services Compensation Scheme. You may be entitled to compensation from the Scheme if the Underwriters are unable to meet their obligations to you under this contract. If you were entitled to compensation under the Scheme, the level and extent of the compensation would depend on the nature of this contract. Further Information about the scheme is available from the Financial Services Compensation Scheme 10th Floor, Beaufort House, 15 St. Botolph Street, London EC3A 7QU.

Website: www.fscs.org.uk     Tel: 0800 678 1100     or 020 7741 4100

GEOGRAPHICAL LIMITS

Anywhere in the United Kingdom (including the Isle of Man and the Channel Islands), plus up to thirty (30) consecutive days elsewhere.

EXCLUSIONS

1. Any individual item of jewellery exceeding £5,000 in value or any watch exceeding £1,500 in value.
2. Any Insured person not resident in the United Kingdom.
3. Any item composed entirely of brittle material.
4. Any losses from baggage, clothing or other belongings unless such baggage, clothing or belonging is being carried by hand or worn by the Assured or by any other person to whom the Assured has given the insured item as a gift.
5. Any item stolen from an unattended vehicle.
6. Any cost of repair or replacement which would improve an insured item beyond its condition immediately before the occurrence of the loss or damage leading to a claim being made.
7. Any loss or damage attributable to:

1(i) the actions of mechanical or electrical breakdown (in the case of a watch or a clock),
(ii) the actions of moth, vermin, gradual deterioration, wear and tear or design defect, or
(iii) the process of cleaning, repair or renovation.

8. Any loss or legal liability whatsoever arising from:

1(i) ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of
nuclear fuel,
(ii)the radioactive, toxic, or other hazardous properties of any explosive nuclear assembly or its component parts.

9. Any loss or damage arising from:

(i) war, invasion, act of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection,
acts of military or usurped power,
(ii) confiscation, nationalisation or requisition or destruction of or damage to property by or under the order of any government or
public or local authority.

GENERAL CONDITIONS

1. All repairs and replacements must be carried out by the issuing Jeweller.
2. The maximum cost of repair or replacement will not exceed the price paid for an item as shown on the purchase receipt, unless a different replacement price is also shown on the purchase receipt in which case the maximum payment shall not exceed the replacement price.
3. When the Underwriter settles a claim for the replacement of an item, or where the sum insured is used up in its repair, the premium for that item will be deemed to have been utilised and all cover on that item will cease with immediate effect.
4. All steps must be taken to prevent loss or damage and maintain the items in good condition.
5. The Underwriter may cancel this certificate by giving thirty (30) days notice of such cancellation in writing to the Assured at their last known address and the premium will be adjusted on the basis of the Underwriter receiving or retaining the appropriate proportionate premium. This will only be done for a valid reason such as: -•
Non-payment of premium
Non co-operation or failure to supply documentation requested
6. Unless specifically agreed in writing by the Underwriters this insurance shall be governed by the laws of England and subject to the exclusive jurisdiction of the UK Courts.

GENERAL CLAIMS CONDITIONS

1. There is no liability under this certificate where you (the Assured) are entitled to receive payment under any other insurance EXCEPT in respect of any excess beyond the amount which would have been covered under such other insurance had this insurance not been effected.
2. If you (the Assured) make any claim knowing it to be false or fraudulent in respect of any loss or the amount involved, this claim could be declined and all future claims made under it could be forfeited.

CLAIMS PROCEDURE

Should you need to make a claim under this certificate contact the Jeweller that issued this certificate to notify the loss at your earliest opportunity and within thirty (30) days in any event. In addition, you must ALWAYS notify the police, even when abroad, of any loss caused by theft or the disappearance of an item and obtain a crime reference/lost property number where one is issued, and you must provide the Jeweller (or any person appointed by the Underwriters) with any information, documentation, or evidence of the loss.   Failure to comply with these requirements could lead to the claim being rejected.
Your Jeweller will ask you to complete a simple claim form regarding the circumstances of the loss. Your claim will be passed on to the Underwriters and if they decide that an insured loss has taken place and settlement is agreed by the Underwriters, your Jeweller will either replace a lost item from stock or arrange for a damaged item to be repaired and the invoice for repair/replacement will be sent to T H March for settlement direct with your Jeweller.
If you are unhappy with the way your claim is being handled you should follow the procedure shown overleaf to make your complaint.

DATA PROTECTION ACT

You should understand that any information you have provided will be processed by us, in compliance with the provisions of the Data Protection Act 1998, for the purpose of providing insurance and handling claims, if any, which may necessitate providing such information to other parties.

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Add 3 Year Insurance ( £13.52 (ex. VAT) (ex. VAT) ) (More Info)

3 Year Insurance

Product Summary

All products arrive with an official manufacturer's warranty, this insurance option is added protection against accidental loss, damage or theft.

This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.

The insurance is administered by T H March & Co. Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). This may be checked on the Financial Services Register on the FCA’s website.

In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.

It is important you read the certificate as this details the terms, conditions and any restrictions in cover.

WHAT DOES THIS INSURANCE COVER?

The insurance covers you against accidental loss, damage or theft. Items are covered Nation wide and up to 30 consecutive days abroad each year the insurance runs, in the event you wish to make a claim and the claim is accepted, you won't have to pay any excess fees.

WHAT IS NOT COVERED UNDER THIS INSURANCE

Any insured person who is not a UK resident, loss from baggage unless being carried by the insured person, any items stolen from an unattended vehicle, any loss from wear and tear, gradual deterioration, mechanical or electrical breakdown or cleaning and renovation.

Insurance is only available for watches with an individual value not exceeding £1,500, or jewellery item up to £5,000 in value. The maximum combined total of T H March Insurance certificates held at your home address cannot exceed £10,000 in total.

For full Terms & Conditions please read the T.H March terms and conditions below.

RETURNING AN ORDER WITH INSURANCE POLICY APPLIED

If you select an insurance option when placing your order, and decide you don't want the item, you must send back the item within 14 days of purchase so we are able to cancel your Insurance policy; please read our Returns & Exchange policy.

Terms & Conditions

March Guard the Jewellery insurance effected through T H March & Co Limited, 10/12 Ely Place, London, EC1N 6RY. This insurance is only available in connection with the purchase of the items to be insured.

This is to certify that this insurance is underwritten by certain Underwriters at Lloyd’s and led by S.A. Meacock and Others, Syndicate 727, in accordance with the authorisation granted to the undersigned under contract number UMRB0600A1612823 or any subsequent updating contract. The Underwriters’ obligations under this insurance are several and not joint and are limited solely to the extent of their individual subscriptions. Each subscribing Underwriter is not responsible for the subscription of any co-subscribing Underwriter who for any reason does not satisfy all or part of their obligations.

COVER PROVIDED

In consideration of payment of the premium stated on the attached purchase receipt the Underwriters agree subject to the terms and conditions of this insurance to REPAIR if accidentally damaged during the period of insurance, or REPLACE if lost, stolen or damaged beyond repair during the period of insurance, the items described on the attached purchase receipt, whilst anywhere within the Geographical Limits stated below.

This policy does not entitle the Assured to a cash settlement in the event of a claim.

PERIOD OF INSURANCE

As shown on the purchase receipt.

THE ASSURED

The Purchaser or Owner whose name and address is shown on the purchase receipt.

COOLING OFF

This insurance may be cancelled within fourteen (14) days of inception of cover provided the certificate of insurance and purchase receipt are returned to the issuing Jeweller within this period and no claim has been made.

This insurance is NOT renewable.
Cover beyond the period of this insurance may be arranged through T H March & Co Limited or via www.thmarch.co.uk

COMPLAINTS PROCEDURE

If you wish to make a complaint you can do so at any time by referring the matter to either: The Customer Services Department,
T H March & Co Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS.

Tel: 01822 855555     Fax: 01822 855566     E-mail: customerservices@thmarch.co.uk

Or the complaints team at Lloyd’s: Complaints Lloyd’s, 1 Lime Street, London, EC3M 7HA.

Tel: 020 7327 5693     Fax: 020 7327 5225     E-mail: complaints@lloyds.com     Website: www.lloyds.com/complaints

Details of Lloyd’s complaints procedures are set out in a leaflet “Your Complaint - How We Can Help” available at www.lloyds.com/complaints and are also available from the above address. If you remain dissatisfied after Lloyd’s has considered your complaint, you may have the right to refer your complaint to the Financial Ombudsman Service (FOS). The contact details for the FOS are: The Financial Ombudsman Service, Exchange Tower, London E14 9SR. Tel: 0800 023 4567 (calls to this number are free from “fixed lines” in the UK) or 0300 123 9123 (calls to this number are charged at the same rate as 01 and 02 numbers on mobile phone tariffs in the UK). Email: complaint.info@financial-ombudsman.org.uk

OUR REGULATOR

T H March & Co Limited is authorised and regulated by the Financial Conduct Authority.
Underwriters at Lloyd’s are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Further details can be found on the Financial Services Register at www.fca.org.uk/register

FINANCIAL SERVICES COMPENSATION SCHEME

Underwriters at Lloyd’s are members of the Financial Services Compensation Scheme. You may be entitled to compensation from the Scheme if the Underwriters are unable to meet their obligations to you under this contract. If you were entitled to compensation under the Scheme, the level and extent of the compensation would depend on the nature of this contract. Further Information about the scheme is available from the Financial Services Compensation Scheme 10th Floor, Beaufort House, 15 St. Botolph Street, London EC3A 7QU.

Website: www.fscs.org.uk     Tel: 0800 678 1100     or 020 7741 4100

GEOGRAPHICAL LIMITS

Anywhere in the United Kingdom (including the Isle of Man and the Channel Islands), plus up to thirty (30) consecutive days elsewhere.

EXCLUSIONS

1. Any individual item of jewellery exceeding £5,000 in value or any watch exceeding £1,500 in value.
2. Any Insured person not resident in the United Kingdom.
3. Any item composed entirely of brittle material.
4. Any losses from baggage, clothing or other belongings unless such baggage, clothing or belonging is being carried by hand or worn by the Assured or by any other person to whom the Assured has given the insured item as a gift.
5. Any item stolen from an unattended vehicle.
6. Any cost of repair or replacement which would improve an insured item beyond its condition immediately before the occurrence of the loss or damage leading to a claim being made.
7. Any loss or damage attributable to:

1(i) the actions of mechanical or electrical breakdown (in the case of a watch or a clock),
(ii) the actions of moth, vermin, gradual deterioration, wear and tear or design defect, or
(iii) the process of cleaning, repair or renovation.

8. Any loss or legal liability whatsoever arising from:

1(i) ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of
nuclear fuel,
(ii)the radioactive, toxic, or other hazardous properties of any explosive nuclear assembly or its component parts.

9. Any loss or damage arising from:

(i) war, invasion, act of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection,
acts of military or usurped power,
(ii) confiscation, nationalisation or requisition or destruction of or damage to property by or under the order of any government or
public or local authority.

GENERAL CONDITIONS

1. All repairs and replacements must be carried out by the issuing Jeweller.
2. The maximum cost of repair or replacement will not exceed the price paid for an item as shown on the purchase receipt, unless a different replacement price is also shown on the purchase receipt in which case the maximum payment shall not exceed the replacement price.
3. When the Underwriter settles a claim for the replacement of an item, or where the sum insured is used up in its repair, the premium for that item will be deemed to have been utilised and all cover on that item will cease with immediate effect.
4. All steps must be taken to prevent loss or damage and maintain the items in good condition.
5. The Underwriter may cancel this certificate by giving thirty (30) days notice of such cancellation in writing to the Assured at their last known address and the premium will be adjusted on the basis of the Underwriter receiving or retaining the appropriate proportionate premium. This will only be done for a valid reason such as: -•
Non-payment of premium
Non co-operation or failure to supply documentation requested
6. Unless specifically agreed in writing by the Underwriters this insurance shall be governed by the laws of England and subject to the exclusive jurisdiction of the UK Courts.

GENERAL CLAIMS CONDITIONS

1. There is no liability under this certificate where you (the Assured) are entitled to receive payment under any other insurance EXCEPT in respect of any excess beyond the amount which would have been covered under such other insurance had this insurance not been effected.
2. If you (the Assured) make any claim knowing it to be false or fraudulent in respect of any loss or the amount involved, this claim could be declined and all future claims made under it could be forfeited.

CLAIMS PROCEDURE

Should you need to make a claim under this certificate contact the Jeweller that issued this certificate to notify the loss at your earliest opportunity and within thirty (30) days in any event. In addition, you must ALWAYS notify the police, even when abroad, of any loss caused by theft or the disappearance of an item and obtain a crime reference/lost property number where one is issued, and you must provide the Jeweller (or any person appointed by the Underwriters) with any information, documentation, or evidence of the loss.   Failure to comply with these requirements could lead to the claim being rejected.
Your Jeweller will ask you to complete a simple claim form regarding the circumstances of the loss. Your claim will be passed on to the Underwriters and if they decide that an insured loss has taken place and settlement is agreed by the Underwriters, your Jeweller will either replace a lost item from stock or arrange for a damaged item to be repaired and the invoice for repair/replacement will be sent to T H March for settlement direct with your Jeweller.
If you are unhappy with the way your claim is being handled you should follow the procedure shown overleaf to make your complaint.

DATA PROTECTION ACT

You should understand that any information you have provided will be processed by us, in compliance with the provisions of the Data Protection Act 1998, for the purpose of providing insurance and handling claims, if any, which may necessitate providing such information to other parties.

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Add Gift Wrap (+£4.95)? *

Standard Free Delivery

Order within for express delivery on Thursday 8th August* *Choose Express Delivery at Checkout, free on orders over £750, £5.95 for all other orders

Product Details
Customer Reviews
Delivery & Returns
Finance Available
Size Guide

Technical Specifications

Warranty	Official 2 Year Manufacturers
Packaging	Official Thomas Sabo Packaging
Collection	Glam & Soul
Metal	Rose Gold Plated Sterling Silver
Colour	Rose Gold
Jewellery Type	Ring
Gender	Ladies
Stock No.	0816074
EAN	4051245112610
MPN	TR1988-415-12-54

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If you are located near one of our retail stores in Coventry or Loughborough, you can arrange to collect your online order in store, please call our customer service team on 0800 977 4391 to let us know and we will make sure your order is ready for you when you arrive. If you are not local to us, or simply don't have time we provide several delivery options for almost all destinations Worldwide, from free to paid for express delivery options, all of which (excluding 2nd class) are tracked and insured.

DELIVERY COUNTDOWN TIMER

On product pages we display a countdown timer, the * symbol indicates the advertised delivery date applies to UK orders where Next Day delivery has been selected at checkout.

DELIVERY OPTIONS AND PRICES

UNITED KINGDOM - Delivery Options
2nd Class Delivery (Mon-Fri) - Royal Mail - Orders Under £50.00	3-5 Working Days* - Not Tracked	£1.95
48 Hour Delivery (Mon-Fri) - Royal Mail - Orders Under £74.99	2 Working Days* - Tracked	£3.95
48 Hour Delivery (Mon-Fri) - Royal Mail - Orders Over £75.00	2 Working Days* - Tracked	FREE
Next Day (One Hour Delivery Window - Order by 2:00pm) - UK Mainland Only - DPD - Orders Under £749.99	Next Day** - Tracked	£5.95
Next Day Before Noon (Order by 2:00pm) - UK Mainland Only - DPD	Next Day** - Tracked	£9.95
Next Day (One Hour Delivery Window - Order by 2:00pm) - UK Mainland Only - DPD - Orders Over £750.00	Next Day** - Tracked	FREE
Next Working Day Special Delivery (Mon-Fri) - Royal Mail - Orders Under £749.99	Next Day** - Tracked	£7.95
Next Working Day Special Delivery (Mon-Fri) - Royal Mail - Orders Over £750.00	Next Day** - Tracked	FREE
Next Day Express 24 (Mon-Fri) - DHL	Next Day (Select Day) ** - Tracked	£10.00

INTERNATIONAL - Delivery Options
Europe - Express 48-72 Hour - DHL (Import Duties apply - More info below)	2-3 Working Days* - Tracked	£35.00
Rest of World - Express 48-72 Hour - DHL (Import Duties apply - More info below)	2-3 Working Days* - Tracked	£60.00

* Indicates number of working days (Monday-Friday excluding Bank Holidays) after the day you place your order, provided it was placed before 3:00pm Monday to Friday. Example: You place an order on Friday at 5:00pm, and select 48 Hour Delivery (Mon-Fri), your order would be dispatched the following Monday for delivery on Wednesday.

** Indicates that your order must be placed no later than 2:00pm Monday to Thursday (DPD) or 3:00pm Monday to Friday for Royal Mail Special delivery. Orders placed on Friday using DPD will arrive on the following Monday (Excluding Bank Hoplidays), orders placed on Friday using Royal Mail Special delivery will arrive on Saturday.

All orders are dispatched from our UK stores the same working day if you place your order by 2:00pm (DPD) 3:00pm (Royal Mail / DHL) Monday to Friday, provided your item is in stock and we don't encounter any issues processing your payment.

Please make sure someone is available at the delivery address to sign for the parcel (orders over £75.00), if no one is in you should receive a missed delivery card which will give you the option to have it re-delivered. If no instruction is given to Royal Mail to have the parcel re-delivered and the parcel has not been picked up within 7 days, Royal Mail will send the parcel back to Francis & Gaye Jewellers. If your parcel is sent back, we will inform you and give you the option to have the parcel sent back to you which will incur a delivery charge, or offer you a full refund.

We do our upmost to make sure your order reaches you in pristine condition by double checking your order before sending it to you, this includes checking your item(s) matches your order, checking for visible signs of damage as well as making sure the movement (if purchasing a watch) is in good working order. Inevitably from time to time the wrong item might be sent to you (human error) or arrive damaged whilst in the care of our delivery partners. Please be assured we make every effort possible to limit these issues and apologise in advance should you experience any issues of this nature. If you do receive the wrong item or your item arrives damaged please call 0800 977 4391 (+44 800 977 9341 International) and ask for Lee, or e-mail sales@francisandgaye.co.uk within 14 days of receiving your item.

UPDATE - IMPORT DUTIES / TAXES

Orders being delivered outside the United Kingdom will be subject to Import Duties once the parcel reaches your country, Francis & Gaye Jewellers are not responsible for any charges incurred and we will not be able to tell you what those charges might be. If you are not sure we recommend you contact your local customs authorities directly, they should be able to tell you if any charges will be applicable and what that amount might be. By placing your order with us you are the importer of record and should make sure that the item you have ordered complies with the laws of your country. Please be aware that your parcel may be inspected by customs once it reaches your country, therefore we cannot guarantee that your parcel will arrive un-tampered with, or signs that it has been opened.

IMPORTANT: If you refuse to take delivery and your order is returned to us, we will refund your order minus the delivery and return postage charges.

Finance Available Subject to Acceptance - T&C's apply

We have partnered with "V12" Retail Finance Limited, so we can offer you a more flexible and affordable way to pay for your order using finance subject to age, status and affordability. V12 is a leading UK specialist provider of Retail Point of Sale Credit, they have been offering finance options for more than 20 years through there industry leading paperless processing system for online retailers. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank Plc (V12's parent company) which will be administered by V12.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission.

Secure Trust Bank PLC Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.

Francis & Gaye Ltd acts as a broker and not a lender and offers finance from Secured Trust Bank PLC trading as V12 Retail Finance and PayPal (Europe) S.à r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg trading as PayPal Credit. Francis & Gaye Ltd is authorised and regulated by the Finance Conduct Authority. Our registration number is 697802. Credit provided is subject to age, status and affordability; minimum spend applies. Terms and Conditions apply. UK residents only.

0% and classic APR Finance options are available on products / orders over £275.00, the finance plans available for each product varies depending on the items value and how much the item is discounted. A 10% minimum deposit will be required, for full details please read our Finance Information page.

RING SIZE GUIDE

Buying a ring for yourself or somebody else can be a daunting task. Fears about getting a ring that doesn't fit perfectly are common, but that's where we come in. At Francis & Gaye, we want every step of buying a ring to be relaxing and as easy as possible. Our Guide will help you discover how to measure your ring size or your loved one's at home so you can get the perfect fit.

HOW TO MEASURE RING SIZE

Before you're inundated with Jewellery jargon and figures, it's best to know just how to get your or your partner's ring size correct.

HOW TO MEASURE WITH AN EXISTING RING

The easiest way to measure a ring size is to use a ring you or your partner already own. Measure the diameter (in mm) of your ring using a tape measure or ruler. Match this number with the corresponding letter in the UK ring size chart below. You can also download and print out our scale ring sizer and compare the diameter of your example ring to the different options on the sheet. When using this method, ensure that the ring you measure is one that you're certain fits the finger you want the new ring to be worn on.

HOW TO MEASURE YOUR FINGER

Suppose you don't have an existing ring to test on; don't worry! Our printable ring sizer chart will help you find the exact size you need. Follow these simple steps:

1. Ensure you download and print our chart on A4 paper.

2. Cut around the sizer tool at the bottom of the page, ensuring you also cut the slot.

3. Place the tool around your finger and pull the thin end through the slot.

4. Pull gently until somewhat tight but mostly comfortable. The tool should still be able to slide over your knuckle.

5. Read the letter that the arrow is pointing to, and you have your size.

PRINTABLE SIZE GUIDE

RING SIZE TABLE

To find the circumference (in mm) of your finger, wrap a strip of paper just above your knuckle and mark where the ends meet. Measure between the marks to find your circumference, then check that measurement and your diameter against the table below to find your size.

TOP TIPS FOR SIZING RINGS

If you're not fully sure after measuring, opt for a larger size to be safe.

The best time to measure your fingers is the evening, as this is when they're the largest.

Rings with wider bands will fit slightly tighter than thinner bands, so when measuring with a ring, choose one with a similar design to the one you wish to buy.

Avoid measuring your fingers when chilly, as your fingers can be half a size smaller than normal when you're cold.

Measure your finger at least three times to ensure you have the right size.

Be wary of bands that have diamonds encrusted all the way around. Only choose these rings if you definitely know the size you need, as they can be difficult to resize.

Use DIY measurements as a rough guide. They are not always 100% accurate.

WAYS TO FIND OUT A RING SIZE IN SECRET

EMBRACE CREATIVITY

If you can get away with it, take a ring you've noticed your partner wears on the same finger you're buying for and take it to an expert for sizing advice. Staff from our stores in Coventry and Loughborough are full of expertise that can help you get it right. If you don't think you can get the ring out of the house, compare it to our printable size guide.

TEST DRIVE A RING

While your partner os otherwise engaged, try on a ring they wear and mark where it comes to on your finger. Show the marking to a helpful expert in one of our stores, or compare it to our sizer chart above.

DIAMONDS ARE FOREVER

Fancy yourself a spy? This method will be for a braver bunch, but it could work perfectly. While asleep, gently tie a piece of string around their finger and make a knot. Do your best not to disturb them, or you'll be busted, Bond!

CALL IN THE RINGERS

This doesn't have to be a solo mission; often, the best way to get accurate sizing is by asking for help from your partner's friends and family. It can seem more natural for their friends to exchange or compare jewellery with your partner to gain a better understanding of their size without giving the game away.

STILL UNSURE?

At Francis & Gaye, we know that this isn't a simple process. If you're worried about choosing the wrong size or design, our experts are here to help. Whether in-store, over the phone, or via email, you can contact us for any help you need when deciding on the right ring for you or your partner.

LEARN MORE

We are passionate about people finding the perfect piece for themselves or their loved ones. Our website is an information hub for all things rings! View our Ring Style Guide to find the perfect way to style your jewellery. If you're planning on popping the big question, take our engagement ring quiz to find out what the best piece for your partner is and how it matches their personality. If you're ready to buy or simply looking for inspiration, browse our gorgeous collection of rings ranging from stunning engagement and wedding rings to statement pieces.

SHOP WITH CONFIDENCE

We are an Official UK Retailer with stores in Coventry and Loughborough. You can purchase here online, or come and see the collection for yourself in-store. We offer 90 day returns, Free UK Delivery, 0% finance*, secure checkout options and great service for the life of your purchase.

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CONTACT US

Pictured: Our Coventry store located on the 1st Floor, West Orchards Shopping Centre, Coventry, West Midlands, CV1 1QX.

Have any questions? Please fill out this form and a member of our customer service team will get back to you shortly, or alternatively contact us directly using the phone number or email address listed below:

TELEPHONE

0800 977 4391 / +44 800 977 4391 (International)

EMAIL

sales@francisandgaye.co.uk